investments Archives - Jennings Financial Services

Helping your Children – Financially

As a parent you probably have great expectations for your child. They will have everything you had and more! You will consider their every need and make the most of every opportunity to help them get ahead, right? Whilst every parent wants their child to be healthy, happy and financially secure, figuring out how to get them there is another thing. Working with a financial adviser can help you understand options available to financially help your children, and teach them how to take control of their financial future once it is time for you to step out of the equation, and them to step up. Introducing these discussions as a family from early on means you can get help for your children that will serve them well into their future. Savings It’s never too early to start a good savings system. If your child gets pocket money for helping out around the family home, birthday money and other small [...]

By Bruce Jennings|2021-04-13T12:20:17+10:00April 13th, 2021|Tips and Other News|0 Comments

Risks of moving to Cash…

The risks of moving to cash in times of crisis When it comes to investing through a crisis, are investors better off in the market or in cash? A look at 4 scenarios. As markets unravelled early 2020, there were few places for investors to hide. As the coronavirus spread at an alarming rate across the globe, equity markets sold off indiscriminately, causing many panicked investors to sell riskier assets in exchange for cash. Flight to cash Parting ways with equity investments at or near a market bottom isn’t a new trend. Many investors have approached equities with caution since the Global Financial Crisis (GFC) in 2008-09. During times of crisis, many investors who’ve worked their whole lives saving for retirement, start thinking about what happened during past recessions, such as the Global Financial Crisis (GFC). Memories of these prior events, coupled with the barrage of frightening headlines from media outlets, can make it tough to maintain a planned asset [...]

By Bruce Jennings|2020-11-04T11:34:17+11:00November 4th, 2020|Tips and Other News|0 Comments

Uncertainty, fear, toilet paper and investing.

Uncertainty, fear, toilet paper and investing An article from Bruce Apted - Head of Portfolio Management - Australia Active Quantitative Equities • What can panic buying of toilet paper tell us about investing? • Has the baby been thrown out with the bath water? • Recent correction largely typical What panic toilet paper buying can tell us about Investing Most of us have seen photos of empty toilet paper shelves in the super markets. What was your emotional response? Did you think about buying toilet paper too? Despite assurances from the government and suppliers that we have no shortages, fear can take hold of our decision making especially when there is uncertainty. As humans we are deeply influenced by the crowd. Faced with uncertainty our decisions tend to be more emotional. In this monthly note we take a look at the recent market correction in the context of human behaviour. Uncertainty and emotional decisions are part of everyday life [...]

By Bruce Jennings|2020-04-01T10:34:04+11:00April 1st, 2020|Market News|0 Comments

Market Fall on Coronavirus Fears

Recent market falls Share markets fell last week with the Australian market experiencing one of its worst weeks since August 2011 (when people thought the EU would break up). Negative returns in any given period can happen in the share market with this week standing out for its severity. However, we also see historically shares have lost value in approximately 22 weeks out every 52 weeks since 1980. It is not a rare thing to see in the share market. Shares lost money because a rise in Covid-19 (a.k.a. coronavirus) cases outside of China saw investors sell out of shares and look to safer assets such as bonds or gold. This is because efforts to combat the virus will likely see travel, trade and business activity either slow or shut down temporarily. That would see weaker demand for goods and services, so business profits and wages are likelier to struggle in the short term. Major movers in Global Markets [...]

By Bruce Jennings|2020-03-04T13:11:39+11:00March 4th, 2020|Community Activity, Market News|0 Comments